Hello friends welcome to which post we are going to talk about in today’s new post Union Bank Zero Balance AccountWhat documents should you have to have to open a zero balance account in Union Bank and what service free will you get to see if you open this account? If we are going to mention things in this post, you must look at this post till the last and if you want to open a zero balance account in this bank, at the bottom is a link. You can open your zero balance account by clicking on that link.
We all go that the account is eaten, no one will run in the bank, but there is no difference between the land and the sky between the private bank and the government bank.how can i open zero balance account in union bank
Because if you open an account in a private, you have to keep a minimum account balance of 5000 as we take – Axis Bank, ICICI Bank, HDFC Bank.
In many banks, if you do not maintain ₹5,000, 500 to ₹700 are deducted from your account at the last of every month and if you open an account in a private bank and you have ₹50,0000 deposits in your account, union bank zero balance account opening online then if the proud bank goes bankrupt, do you think of your money, but if you open an account in a government bank, your money is every Time is safe.
If the Diwali of the Government Bank is also over, you get ₹600,000 out of 50,000, you get it from the Government and if you open your account in a Government bank, you have to ₹ keep Only Rs.
If you also open your account in a government bank, you get the benefit of a lot of government schemes, so we are telling you a good way to open an account in a government union bank.
Union Bank is a public sector bank and comes under the ownership of the Government of India which provides very good banking services and also provides loan like facilities to the needy so that they can help and take their business forward.
Union Bank was established in Maharashtra on 11 November 1919 The headquarters of this bank is located in Mumbai Maharashtra. union bank of india online account opening zero balance student The CEO of this bank is Raj Kiran Rai and has been serving the bank since July 1, 2017.
Benefits of opening an Union Bank Zero Balance Account
If you open your account with Union Bank, here you get to see a lot of service free like
- if you are a student and you want to open Best Zero Balance Account 2022, you won’t have to maintain money in that account.
- If you open an account with Union Bank, you get a passport on the account number on the same day.
- You also get a free ATM card at Union Bank which arrives at your address in 7 days.
- Opening an account in this bank also gives you a free cheque book which comes to 20 page.
- You also get free accident insurance at Union Bank.
- In Union Bank you also get to see mobile banking facility for free.
- if you want internet banking, you get it for free and you also get SMS facility for free.
Eligibility to open an account with Union Bank
- You should be above 18 years of age to open union bank zero balance account .You must be a citizen of India.
- If you are a student and are under 18 years of age, you can open a minor account.
- If you have your savings account in another bank, you can open your savings account in this bank as well. You are not going to have any problem.
Types of Account Opening in Union Bank
If you want to open your account with Union Bank, you have these 11 types of accounts from which you can open any of your accounts:
- Union Bank Basic Savings Account
- Regular Saving Account
- UBI Block C Plus Saving Account
- Union Bank Capital Gandeposit Scheme Account Special Salary Account
- Union Bank Family Account
- Union Bank Super Salary Account
- Military Personal Account
- Union Bank Flexi Account
- Any City Saving Account
- Union Bank OD Account
- Union Bank Digital Saving Account.
Interest Rate in Union Bank
On all union bank of India accounts, zero balance saving account you get different interest rates such as if we open a current account, you get a zero percent interest rate in that current account, no matter how many crores you keep it,
and if we talk about savings account, you get different interest rates like you keep ₹2500000 in your city account. 3.30 per cent interest is paid to you On behalf of Union Bank of India, if you keep above 25 lakhs, the interest that you get is 4 percent.
Minimum Balance in Union Bank Zero Balance Account
If we talk about minimum balance in Union Bank, in all banks you have to maintain the balance between zero and ₹1000.
- If you live in a metro, you have to maintain Rs. 500 to Rs. 1000.
- If you live in an urban location, you have to maintain between 500 and ₹2500 maintenance
- and if you live in semi urban, you have to maintain between Dye 100 and 500.
- If you live in a village or town, you have to maintain maintenance from ₹100 to 300.
- If you are a student you don’t have to maintain money because for them the account is zero balance.
In this bank account you get almost everything for free. Later you want some extra facility so you have to pay extra charge for it.
Documents required to open an Union Bank Zero Balance Account
You need to have the following documents to open an Union Bank Zero Balance Account:
- ID Proof- Aadhaar Card, PAN Card, Voter ID Card,
- Address Proof- Ration Card, Electricity,
- Your two passport size photos and email ID.
- phone number
- If you open the current account, you will get a document for finance and a GST certificate will also have to be issued by udyog Aadhaar certificate.
How to open Best Zero Balance Account 2022
First you have to open chrome browser on your phone then you have to search by writing Union Bank in Google and you have to visit union bank’s official website then you will get a menu there clicking in it then clicking on apply online below and click ing on the account again.
Then you’ll open a page of online account opening. At the top of all, you’ll have the option of application details in which you have to fill in the information you’ve given you. First of all, in skin type you have to click on union digital saving account.
Now you have to choose MR MRS in the solution and then your full name is your father’s name and then your date of birth is fiil.
Then you have to enter your mobile number below. Note that an OTP will appear on this mobile number, then you have to enter your PAN card number.
Then below you have to enter your email ID then you have to select id proof in which you have to enter the number of that ID proof in front of you in a box in front of you how you can select driving license voter ID card government ID how PAN card password Aadhaar card or any ID.
Then you have to select your state district and the nearest branch in that district then you will click on the continue as you click on your mobile number an OTP will appear and on a roti will come to your email ID OTP has to be put in the 2 boxes given to you then you have to click on the option with continue.
Then in the second section your address and other details option will be opened here you first have to select the residence certificate of residence then you have to enter the number of that certificate then you have selected your area and enter the PIN code number.
If both your permanent address and communication address are the same, you have to take to the box and if both your permanent address and communication address are different, you have to put the permanent address below. You don’t have to tick the box.
Then if you have to fill in some of your additional information in the details like what is your operation, what business do you do, what is your religion, what is your cast, all these things fill you in it..
Then you have to tell your annual income how much you earn in 1 year then you have to tell the source of income what your source of income means where you make money then you have to tell your total net-worth.
Then you have to conduct your birthplace driver in the place of birth as to where you were born then you have to select your country then you have to tell natural activity what kind of business you do after all I ask you marital status whether you are married or unmarried you have got married or not then you have to tell you about whether you are married or not Click on the option that has continued.
Then you’ll open the nominee details option if you want to add a noni nominee to your Union Bank Zero Balance Account you have to click on Yash. If you don’t want to be a nominee, you have to click on the no option if you don’t want to add it to no.
After nominee details you have to click on the option with simple submit application your application is submitted and you get a tractor ID which is Veda for 36 days in which you applied for the branch you have to go to the branch within 30 days also you will click on the download application form below so your form which you filled That form will be downloaded to you from where you have to download your application and print it out.
After taking out the print, you have to put a photo in your application and you also have to sign one of your signatures there. After you have done sir till date, you have to apply a photo copy of Aadhaar card and PAN card with this application. All you have to do is take the entire form to your branch and submit it to your branch.
Open Zero Balance Account In Union Bank – Click Here
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I hope friends you liked today’s post Union Bank Zero Balance Account In this post I have told you what features you can see for free in how you can open your account in Union Bank and also if you have any questions related to your bank account, you can comment to us. We will definitely answer your comment. Keep regular visits to our website to get.